360 Terms and Conditions

1. Introduction

Welcome to Circles powered by StepLadder. By signing up for our services, you agree to be bound by the following terms and conditions. Please read them carefully.

2. Definitions

- **Service**: The software as a service provided by Circles powered by StepLadder, including any updates, new features, and enhancements.

- **User**: Any individual or entity who uses the Service.

- **Subscription**: The payment plan chosen by the User to access the Service.

3. Account Registration

To access the Service, you must register for an account. You agree to provide accurate and complete information during the registration process and to keep this information up-to-date.

4. Subscription and Payment

- **Billing**: By subscribing to the Service, you agree to pay all applicable fees. Payments will be charged on a pre-pay basis on the day you sign up and will cover the use of the Service for the chosen subscription period.

- **Renewals**: Your subscription will automatically renew at the end of each billing cycle unless you cancel it before the renewal date.

- **Cancellation**: You may cancel your subscription at any time, but refunds will not be provided for partial months of service.

5. Use of the Service

You agree to use the Service in compliance with all applicable laws and regulations. You are solely responsible for the content you create, transmit, or display while using the Service.

6. Prohibited Activities

You agree not to:

- Use the Service for any illegal activities.

- Interfere with or disrupt the Service or servers or networks connected to the Service.

- Attempt to gain unauthorized access to any part of the Service.

7. Intellectual Property

All content, trademarks, and data provided through the Service are owned by Circles powered by StepLadder or its licensors. You agree not to copy, modify, or distribute any part of the Service without prior written consent.

8. Confidentiality

You agree to keep confidential all non-public information, including software, data, and any other materials provided through the Service, and not disclose it to any third party without Circles powered by StepLadder's prior written consent.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available." Circles powered by StepLadder makes no warranties, express or implied, regarding the Service, including but not limited to, its performance, availability, or suitability for a particular purpose.

10. Limitation of Liability

In no event shall Circles powered by StepLadder be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Circles powered by StepLadder, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, liabilities, and expenses arising out of your use of the Service or violation of these Terms.

12. Modifications to the Terms

Circles powered by StepLadder reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website or through the Service. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

14. Contact Information

If you have any questions about these Terms, please contact us at [Contact Email].

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By clicking "I Agree" or by completing the sign-up process, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

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