You’ve just been invited to take the next step in your financial journey…
Are you Struggling to Raise a Property Deposit, Reduce Your Debt, or Improve your Credit Score?
Join the StepLadder Community
Saving by yourself can be hard…
But when you are part of a group you’re 300% more likely to hit your goal.
Check out how we’ve helped 100+ others to achieve their goals on our Trustpilot reviews.
“If you are looking to buy a home and need to raise funds for a deposit then StepLadder is the most unique concept. It is a great way to get on the property ladder and will definitely use again in the future!“
- Amish 29, Home owner
We Help People Through our Saving Circles.
YOU SET YOUR GOAL
You tell us your goal, and how much you can afford to put away each month.
GET MATCHED
We’ll match you to a Circle of others with the same goal. If you would like to join the same group as your friends just let us know!
CONTRIBUTING THE SAME AMOUNT
Everyone contributes the same amount each month.
DRAW DAY
Each month, one person in the Circle is randomly allocated the total. If you are running your own group then you have the option to choose the order of the draw.
REPEAT
This repeats every month until everyone has received their savings total.
How much do you want to save?
Did you know you can have more than one spot in a Circle, if affordability allows? Choose a monthly plan to suit your budget and savings goals:
£100
per month (£5 fee p/m)
Use funds for any financial goal
Increase your credit score*
Exclusive Member discounts
Reach your goal up to 90% faster
Contract length: 12 months
Total raised: £1,000
£250
per month (£10 fee p/m)
Raise your property deposit
Get support on your home buying journey
Increase your credit score*
Exclusive Member discounts
Reach your goal up to 90% faster
Contract length: 12 months
Total raised: £3,000
£500
per month (£18 fee p/m)
Raise your property deposit
Get support on your home buying journey
Increase your credit score*
Exclusive Member discounts
Reach your goal up to 90% faster
Contract length: 12 months
Total raised: £6,000
We’ll support you to reach your financial goals.
However big or small your financial goal, as a StepLadder Member, you’ll get access to 1:1 support, specialist knowledge, and discounts for service providers.
SUPPORT
Direct access to the StepLadder team of property experts, wellness coaches, and financial cheerleaders.
KNOWLEDGE
Our home buying and financial wellbeing partners provide Members with discounts worth up to £1,500.
CREDIT SCORE*
Joining StepLadder could help increase your credit score.
SPEED
90% of StepLadder Members reach their financial goals faster than saving alone.
FAQs
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We bring people together to reach their financial goals faster. 90% of our Members get their money faster compared to saving alone, and research shows that people who save in groups are 300% more likely to hit their goal than those who save alone.
You tell us your goal, and how much you can afford each month and we’ll match you to a group of people (a Circle) with the same financial goal. Everyone pays in the same amount each month. Every month one person in the Circle is awarded the total. This repeats every month until everyone has received their total.
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We get it, it all sounds too good to be true, doesn't it?! That’s exactly what our first members thought before they experienced the StepLadder service, the excitement of Draw Day and received their funds. Now we have over 2,000 Members who have trusted us to help them achieve their financial goals. But don’t just take our word for it, check out their independent reviews on Trustpilot.
Remember there’s is nothing better than experiencing it for yourself - why not start small and get to know us.
You can start from just £25 a month. Apply Now
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StepLadder is an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503).
You can find us on the FCA register here - FCA Register Our firm reference number is 783003.
Important Information
*Missed or late payments may have an adverse effect on your credit score. Using StepLadder’s P2P product you will lend to and borrow from other Members in your Circle. Capital at Risk, Not FSCS Eligible. Some of our trusted partners pay us a commission should you choose to use them.