This week, Circles powered by StepLadder has won the Pan Finance Award for the Best Collaborative Platform 2023, bringing recognition to the category of Social Finance gaining global influence. It is the most widely used method of saving (used by 40% of the world’s adult population) that most people have never heard of. Circles is expanding to offer a white-label product which can be easily integrated to help businesses across the world to stay ahead of the growing Social Finance megatrend.