Join a Digital Savings Circle trial and help us change lives

With your help we are aiming to reach millions more people across the world who need to financially prepare for their futures but don't have access to an inclusive savings product.

What do I have to do?

We’re giving you the opportunity to take part in the FIRST EVER Savings Circles media trial so you can understand the benefits of collaborative saving for millions of people across the world.

All you have to do is sign up, choose a Circle and test the Circles platform simulation. NOTE: No money is being taken or awarded in this trial. It is a simulation only.

There will be a Draw every day for five days. You will receive an email each day to direct you to check your Circle status in the platform, which will also be pre-loaded with offers to match your ‘reason for saving’.

And that’s it. It’s super easy to join and participate in. Our trial will give you all the background you need to write about digital Savings Circles.

How does a Savings Circle work?

Step 1 - Match

You will be matched to a Circle of Carbon employees. The Circles platform will simulate adding money to your Savings account every day.

Step 2 - Draw

Every day there is a random draw simulation and one Carbon employee will be ‘awarded’ the total Circle value.

Step 3 - Repeat

This process repeats every day until everyone in your Circle has been ‘awarded’ their total savings goal.

Here’s how other people feel about using Circles

  • “They have been amazing in supporting me to reach my savings goal and owning a home is no longer just a dream thanks to them.”

    Wumi, StepLadder Member

  • “This is an excellent way to save money in a safe group environment every month with the flexibility to choose the amount that is affordable for you.”

    Joshila, StepLadder Member

  • “Allows me to save money without even thinking about it and because the money is held in my Circle account, it can’t be spent whilst trying to reach my savings goal.”

    Tammy, StepLadder Member

  • I'm investing my savings for my new home, and not only does StepLadder help you to save but they connect you to the people who will kick start the process of getting my home. It’s one of the best decisions I've made.”

    Kadion, StepLadder Member

Want to know more?

If you’re new to the concept of Savings Circles, it is best explained by our Co-Founder, Lucy. Before Lucy met Matt, she also hadn’t heard of collaborative finance but now she travels the world on the Circles mission to help change millions of lives through this simple idea.

What are the benefits of joining a real Circle?

Speed

  • By working together 90% of people reach their savings goals faster than saving alone

Community

  • Stay disciplined and get motivated with a like-minded community.

Support

  • Feel supported on the savings journey with a knowledge hub and partner offers