Circles 360

The power of community saving for the 21st century

Simple, scalable and safe

We have distilled the core of our award-winning Savings Circles platform into one easy-to-use toolkit for sole operators, informal community groups and non-profit organisations.

360 really means 360

Circles 360 lets you effortlessly serve your existing groups, add new members online and powerfully organise your Circles....all in one place.

Looking for a tool to help you with your savings side hustle?

Our new platform is built for entrepreneurs around the world. Whether you call them ajos, susus, pardnas, chit funds, committees, stokvels, kixikila, paluwagan, or one of the other 90+ names for these powerful, community-based savings circles, Circles 360, will help you grow your business.

  • Are you an entrepreneur looking to expand your business? You may have already run savings groups before, or you might be a prominent figure or influencer in your community - either offline (e.g. a church leader or store owner) or online (e.g. social media influencer). If you need a better way to manage your savings groups or are thinking of starting a new business and would like platform to help you grow, then Circles 360 is the right tool for you.

  • Do you operate a community group that supports economic empowerment in your area? For example, you may be connected to local government or you may be a business helping Microentrepreneurs and MSMEs access digital financial technology. If you need a reliable platform to improve financial inclusion for your members by transforming your operations with digital technology, then Circles 360 is the right tool for you.

  • Are you a social change venture aiming to boost financial inclusion in communities across the world? Do you believe that technology can provide a way to positively impact people's financial futures? You might be part of non-profit organisation or foundation helping to tackle specific social challenges. If you're looking for product innovation that is capable of stabilising the financial futures of whole communities, then Circles 360 is the right tool for you. Click here to read more