On the live Circles platform we would normally ask you for more details about your household income, bills and expenditure so we can build up a better picture of your ability to save. This helps us reduce the risk of customers defaulting on their payments and ensures we can provide the right Circle match for everyone.

And because we’re so good at mitigating risk, Circles have one of the lowest default rates of all loan products - just 0.4%!

In this simulation, we don’t need any of these details, so you’re all set! Click on the button below and we’ll find the right Circle for you.